Medical and Prescription Drug You have access to various benefit choices for you and your family — including four medical options designed to help you manage your health and budget. Understanding your choices is the first step to making a decision that will help you and your family. Well-being Programs We offer resources and tools to help you get and stay healthy. This includes 100% coverage for preventive care and free resources for living a healthy lifestyle. Special programs to help you get great care and save money too, such as Aetna Concierge Customer Service, Meru Health Mental Health Care, MSK Direct, Prudent Rx Copay Optimization Program, PinnacleCare health advisory services, and more. Dental We offer benefits to help pay for preventive, basic, and major dental services.
What is an annual Open Enrollment period? It’s the time of year that you may add, drop or change your level of coverage for certain pre-tax benefit options. This year’s Open Enrollment period is from November 3, 2025 – November 24, 2025. How do I obtain detailed information about the plans offered by Price Rite? Refer to your “Summary of Benefits and Coverage” (SBC), available on your benefits website. Why should I see a Network Provider? Network Doctors have agreed to a discount of their fees. You may pay lower out-of-pocket expenses when you use an in-network provider. How do I know if my provider is in the network? Check the website or call the insurance provider directly. What is an Explanation of Benefits (EOB)? A statement provided to the member explaining how and why a claim was or wasn’t paid. Always review your EOB statements for accuracy. If you have a question about an EOB, or see an error, contact the provider directly.
When can I continue coverage under COBRA? You and/or your dependents are eligible to continue group health care under COBRA if coverage is lost because:
Vision Our benefits help pay for eye exams and glasses/contacts. Basic Life Insurance Price Rite Team Members are eligible for 1.5 times their annualized salary in basic life insurance. Long-Term Disability Take advantage of benefits that provide a portion of your salary in the event you become disabled and cannot work. Additional Optional Life Insurance Associates are eligible for up to 3 times their annualized salary in optional life insurance. They can purchase additional financial protection for their family at very competitive prices (subject to the insurer’s underwriting approval). Summary Plan Description
How can I receive additional or replacement ID cards? Call the benefit providers directly. How do I add my dependents? Team Members have up to 30 days to make an election through Fidelity NetBenefits. What if I get married, divorced or have a new child in my family during the plan year? Team Member must a change through Fidelity NetBenefits within 30 days of any Qualified Life Event. Otherwise, you will have to wait until the next enrollment period to change your benefit options or coverage levels. You are also required to show official documentation as proof of the change such as a marriage certificate, birth certificate or court documents. Why do I pay for some benefits with pre-tax money? Paying for certain optional benefits with pre-tax money lowers the amount of your pay that is taxable; therefore, you pay less in taxes.